Cookie Protocol
01. Introduction
Pensionly ("we", "us", or "our") operates the financial planning platform utilizing advanced AI algorithms for pension and investment management. To ensure the integrity of our analytical models and provide a seamless user experience, we utilize tracking technologies commonly known as "cookies."
This Cookie Protocol explains how we use these technologies, the choices you have regarding them, and how they relate to the protection of your personal information under the laws applicable in Calgary, Alberta.
03. Legal Framework
Operating from Calgary, Pensionly adheres to the following legislative frameworks regarding data privacy and tracking:
PIPA (Alberta)
The Personal Information Protection Act (Alberta) governs how private sector organizations collect, use, and disclose personal information.
PIPEDA (Canada)
The Personal Information Protection and Electronic Documents Act applies to organizations that collect personal information in the course of commercial activities across provincial lines.
CASL
Canada's Anti-Spam Legislation, which includes regulations on the installation of computer programs (including certain types of software/cookies).
04. Cookie Categories
| Category | Purpose | Examples & Lifespan |
|---|---|---|
| Strictly Necessary | Essential for the website to function. Enables AI calculation stability and secure login to pension profiles. | XSRF-TOKEN (Session), Session_ID (2 hours) |
| Analytical/Performance | Allows us to recognize and count the number of visitors and see how they move around the platform. | _ga (2 years), _gid (24 hours) |
| Marketing/Targeting | Used to deliver advertisements more relevant to your financial interests and pension planning needs. | ads/ga-audiences (Session), _fbp (3 months) |
05. Third-Party Technologies
Our AI algorithms may integrate with third-party data providers for real-time market reporting. These third parties may set cookies to track the effectiveness of their data feeds or to provide personalized financial insights. We do not control these third-party cookies; please refer to the respective providers' policies:
- Google Analytics
- Meta Pixel
- LinkedIn Insight Tag
- Cloudflare Security
06. Management & Consent
Under Canadian law, your consent is required for the use of non-essential cookies. By continuing to use Pensionly, you consent to our use of cookies as described in this protocol, unless you have disabled them through your browser settings or our preference center.
Note: Disabling strictly necessary cookies may prevent certain AI-driven features of the Pensionly platform from functioning correctly, particularly those related to secure pension calculations.
07. Contact Information
For inquiries regarding our Cookie Protocol or how Pensionly handles your financial data, please reach out to our Data Protection Officer in Calgary: